It is not the cost of the capital!?

Let’s clear the air: saying “no” to funding just because of the interest rate might sound smart... until you realize you also said “no” to growth, leverage, and opportunity.

Too many business owners treat interest rates like the "end-all be-all", when in reality, it’s just one variable in a much bigger equation. The key isn’t the cost of the capital—it's what you do with it.

High rates. 

Before you say "that rate is too high," ask yourself:

1. Do you have a strategic plan for this money?

If the capital is used to buy revenue-generating equipment, secure a profitable contract, expand your team, or improve operations, the return on that money could far outweigh the cost.

2. Will this money propel your business forward?

Don’t let sticker shock block your momentum. A $50K loan at 15% that earns you $150K in new business isn’t expensive, it’s a smart play.

3. #OPM: Are you thinking like a self-employed hustler or a true entrepreneur?

Entrepreneurs understand the power of Other People’s Money. They use leverage to scale, not to scrape by. Self-employed folks fear debt. Entrepreneurs invest borrowed capital to generate wealth. Which one are you?

 Smart money.

Bottom line? It’s not about cheap money. It’s about smart money. At Progressive Business Finance, we help you access funding that aligns with your vision—and we coach you on how to make it work for you, not against you.

Ready to shift from hesitation to acceleration?

Let’s talk: www.progressivebusinessfinance.com